10-4 Magazine

About Author: Roland L. Enz

Description: Roland L. Enz has specialized in insurance for the truck and transportation industry for over 30 years and he has written exclusively for 10-4 Magazine since 1995. Roland is currently the president of California Plus Insurance Service, Inc. in Modesto, California.

Posts by Roland L. Enz

Dealing With Fraud

Posted on May 1, 2013 | No Comments
Fraud is rampant in many types of businesses, but trucking (and insurance) have always had a higher amount of it than most industries. The Merriam-Webster Dictionary defines fraud as “Deceit,...
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Alternative Coverage

Posted on March 1, 2013 | No Comments
This past 60 days has created more telephone calls from our readers throughout the US than I have received, in total, since I first started writing this article. Calls have...
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Protecting Non-Owned Trailers

Posted on January 1, 2013 | No Comments
I hope that we have closed the recession gap and that 2013 treats us better than the past five years. I have been in the truck insurance business for more...
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Increased Scrutiny

Posted on November 1, 2012 | 1 Comment
Cell phone usage is now becoming a major problem in securing insurance coverage. This past month, I have had several insurance companies exclude, non-renew or refuse coverage on drivers for...
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A Load Of Bull

Posted on September 1, 2012 | No Comments
For this month, I thought I would deviate from writing about my usual insurance-related topics, and instead talk about some famous bull haulers from my region of Central California. Every...
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Back To The Basics Part 4

Posted on July 1, 2012 | No Comments
We have spent the last three articles discussing the various insurance coverages that you basically have (or are required to have) to run your trucking business. Liability, Physical Damage and...
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Back To The Basics Part 3

Posted on May 1, 2012 | No Comments
Over the last few months I have been covering some insurance basics. My last two articles covered the basics of Cargo and Liability coverage – this month I will explore...
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Back To The Basics Part 2

Posted on March 1, 2012 | No Comments
In my January 2012 article, I started a mini series of articles focused around the basics of understanding your policy before having a loss. Back in that January article I...
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Understanding Your Policy

Posted on January 3, 2012 | No Comments
Throughout the past seventeen years (wow!) that I have been writing this column, it never ceases to amaze me how quickly we start another new year. I hope the New...
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Additional Coverages

Posted on November 2, 2011 | No Comments
The majority of insurance coverages that are written for the owner operator consist of Truck Liability, Physical Damage and Cargo. These coverages make up 95% of the insurance that you...
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